Privacy Policy

Elmont Wealth Management LLC ("Elmont Wealth," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

We collect information you provide directly to us, including:

• Personal identifiers: name, email address, phone number, mailing address
• Financial information: investment objectives, risk tolerance, account information, transaction history
• Identity verification: Social Security number, date of birth, government ID (for account opening)
• Communications: messages, emails, and records of interactions with our team

We also collect information automatically when you visit our website, including IP address, browser type, pages visited, and time spent. We use cookies and similar tracking technologies for this purpose.

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our investment management services
• Open and manage your accounts and process transactions
• Communicate with you about your portfolio and our services
• Send investment research, market commentary, and relevant communications
• Comply with legal and regulatory requirements (including FINRA, SEC, and AML/KYC obligations)
• Detect and prevent fraud and protect the security of our systems
• Respond to your enquiries and provide client support

3. Sharing of Information

We do not sell your personal information. We may share your information with:

• Custodians and service providers: Third parties that perform services on our behalf (account custody, technology, compliance), bound by confidentiality agreements.
• Regulatory authorities: When required by law, regulation, legal process, or government request.
• Professional advisors: With your consent, to coordinate with your attorneys, accountants, or other advisors.
• Business transfers: In connection with a merger, acquisition, or sale of assets, with appropriate notice to you.

4. Data Security

We implement industry-standard administrative, technical, and physical security measures to protect your personal information. All data transmissions are encrypted using TLS. Access to client information is restricted to authorised personnel on a need-to-know basis. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

5. Cookies and Tracking

We use session cookies to maintain your logged-in state in the client portal, and analytics cookies to understand how visitors use our website. You may disable cookies in your browser settings; however, some features of the portal may not function correctly without them. We do not use third-party advertising cookies.

6. Your Rights and Choices

You have the right to: access, correct, or request deletion of your personal information; opt out of marketing communications at any time (click "unsubscribe" in any email or contact us); and request a copy of the personal data we hold about you. California residents have additional rights under the CCPA, including the right to know and the right to opt out of sale (we do not sell data). To exercise these rights, contact us at privacy@elmontwealth.com.

7. Data Retention

We retain client personal information for the duration of the advisory relationship and for a minimum of seven (7) years thereafter, as required by SEC and FINRA recordkeeping rules. Marketing and website analytics data is retained for shorter periods.

8. Children's Privacy

Our services are not directed to persons under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.

9. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of material changes by posting the new policy on our website and, where required, by sending you a notice. Your continued use of our services after such changes constitutes acceptance of the updated policy.

10. Contact Us

For privacy-related enquiries or to exercise your rights, contact our Privacy Officer at:

Elmont Wealth Management LLC
Attn: Privacy Officer
277 Park Avenue, 43rd Floor
New York, NY 10172
privacy@elmontwealth.com
+1 (212) 555-0100